There are so many different types of insurance available to purchase that choosing the one that’s right for you can be a bit overwhelming.  Accidental death and dismemberment insurance is probably one you’ve heard of before.  But what exactly does it cover?

AD&D covers a variety of accident scenarios depending on the policy and the provider.   To purchase AD&D you generally do not require a medical before obtaining the policy.  Coverage includes all accidents that occur at work, home, or at play.  Best of all this type of insurance is very affordable!